美国绿卡的含金量是毋庸置疑的,但要说到美国绿卡能享受什么福利,可能一时半会还真说不出来。因为美国不是一个福利型的国家,尤其是跟欧洲国家相比,但一骑绝尘的教育质量和工作机会还是吸引着全球精英趋之若鹜。
凡美国绿卡持有者与外籍人士结婚后,即可办理配偶及配偶21岁以下未成年子女的美国绿卡申请。
18岁以上的美国绿卡持有者可以在拿到美国绿卡的当年申请各种类型的学生贷款。
如上美国优秀私立大学,一年的学费在三万美金左右,当美国绿卡持有人士想读一个两年硕士时,六七万美金可拿一笔贷款。
在18岁上大学之前美国全部中小学实行义务教育,即零学费(私立寄宿学校除外)。
以加州为例,水平中等的加州公立大学,外籍学生一年交一万五千美金以上学费,而“本地人”在加州州立大学一年只交纳二千多美金的学费。
美国很多发放奖学金的机构限定奖学金只适用于“美国人”(含有美国永久居留权的人)。
为保护本国人的利益,美国很多工作(高科技、生化、军事等研究、生产、保卫工作)都不对外国人开放,即使外国人具备相应的知识与专长。
累计十年交税记录后(底线为每月$50左右的实交税金即可),便可在退休后(通常为65岁)终身领取美国联邦政府发的退休金(每月$1000~$1200)。
对很多移民来讲,领取退休金的年数比交税工作的年数要多。
具有六个月的交税记录后,到美国当地有关部门报失业就可以领取政府救济金(额度从每月$400~$1200不等)。
美国绿卡持有者可以享受一些在中国没有,只在美国有的一些人寿与基金挂钩的保险险种,使本人退休后能够有较多的收入。
在美国医疗费用相当之高,但任何“低收入”美国绿卡持有者(无需交税记录)可在退休之后,办理“医疗卡”,持卡看任何病不再花钱。
美国绿卡持有人在退休后即可申请购买低收入老年人公寓住房。可用大约市场价格的35%左右的款项购买由国家补贴兴建的在美国属于自己的住房。
美国绿卡持有者在退休前没有累计十年的交税记录时,只要转成美国公民,退休(65岁)后政府直接发放生活补贴(每月$600多)。
这里要说明一下,美国绿卡只是美国的永久居留身份,并不会改变国籍。拥有美国绿卡,就可以免去签证的麻烦,随时随地想飞美国就飞美国,孩子在国内上国际学校也非常方便。
在世界形势变幻莫测的当下,第二身份已经被越来越多人重视,美国的移民方式主要分为职业类移民和亲属移民两种,职业类移民是国内大多数普通家庭的选择:
作为职业移民第一优先类别,“杰出人才”(AlienofExtraordinaryAbility,简称EB-1A)是“具有卓越专业能力,在其领域中少数的顶尖人物之一",申请人在科学、艺术、教育、商业或体育领域里具有突出能力,得到广泛认可,取得很高成就,并且享有国家级或国际性的声誉与成就。申请人需证明是该领域中出类拔萃的人物之一。美国前第一夫人MelaniaTrump,则是通过EB-1A杰出人才签证移民美国
EB-1A可以算得上目前最快获得美国绿卡的签证移民类别之一,且不需要美国雇主支持,完全不受制于雇主。
而且申请费用低,但是切记拒绝过度包装,否则被查出来了就永远和美国再见了!
属于EB-2类别,是美国职业移民第二优先类中的特例,申请人可以是拥有“高等学位”或具有“特殊技能”的人才,是一个以“是否符合有益于美国相关领域国家利益”为判定标准的移民途径。
NIW要求申请人首先需符合以上“EB-2A高等学位”或者“EB-2B杰出才能”其中一个条件既可,同时还必须符合以下Dhanasar三重标准:
1)申请人所从事的专业领域必须同时具有实质性价值,并在美国全国范围内带来重大利益。
2)申请人以有贡献和成就处于推动其领域发展的有利位置
3)申请人必须证明,豁免工作的承诺和劳工证要求,是有益于美国国家利益
The value of a US green card is beyond doubt, but when it comes to the benefits that can be enjoyed with a US green card, it may be difficult to say for a while. Because the United States is not a welfare oriented country, especially compared to European countries, its unparalleled education quality and job opportunities still attract global elites.
Today, let's take a look at the specific benefits of a US green card:
Direct relatives benefit:
After a US green card holder marries a foreigner, they can apply for a US green card for their spouse and their underage children under the age of 21.
Student loans:
US green card holders aged 18 and above can apply for various types of student loans in the year they obtain their US green card.
As for excellent private universities in the United States, the annual tuition fee is around $30000. When a green card holder wants to pursue a two-year master's degree, they can take out a loan of $60-70000.
tuition:
Before starting college at the age of 18, all primary and secondary schools in the United States implement compulsory education with zero tuition fees (except for private boarding schools).
Only local tuition fees are paid for attending university (including graduate and doctoral students).
Taking California as an example, at average level public universities, foreign students pay over $15000 in tuition fees per year, while "locals" at California State University only pay over $2000 in tuition fees per year.
scholarship:
Many scholarship institutions in the United States limit scholarships to "Americans" (including those with permanent residency in the United States).
Freedom of Employment:
Holders of US green cards are not restricted from working in the United States.
In order to protect the interests of our own people, many jobs in the United States (high-tech, biochemical, military and other research, production, security work) are not open to foreigners, even if foreigners have the corresponding knowledge and expertise.
Retirement benefits:
After accumulating ten years of tax payment records (with a minimum of about $50 in actual tax paid per month), one can receive a lifetime retirement pension from the US federal government (usually at the age of 65).
For many immigrants, the number of years they receive retirement benefits is greater than the number of years they work to pay taxes.
unemployment compensation:
After having six months of tax payment records, reporting unemployment to relevant departments in the United States can receive government assistance (ranging from $400 to $1200 per month).
Life Insurance and Funds:
US green card holders can enjoy some life insurance linked to funds that are not available in China but only available in the United States, allowing them to have a higher income after retirement.
Elderly medical insurance:
Medical expenses are quite high in the United States, but any "low-income" US green card holder (without tax records) can apply for a "medical card" after retirement, and no longer spend money on any medical treatment.
Purchase subsidy:
US green card holders can apply to purchase low-income senior citizen apartment housing after retirement. Approximately 35% of the market price can be used to purchase one's own housing in the United States, which is subsidized by the government.
Government subsidies:
When US green card holders do not have a cumulative tax record of ten years before retirement, as long as they become US citizens, the government will directly provide living allowances (over $600 per month) after retirement (at the age of 65).
I am not living in the United States and can still enjoy this money.
It should be noted that a US green card is only a permanent residency status in the United States and does not change nationality. Having a US green card eliminates the hassle of visa application, allowing children to fly to the US anytime and anywhere. It is also very convenient for children to attend international schools in China.
In the ever-changing world situation, second identity has been increasingly valued by more and more people. The immigration methods in the United States are mainly divided into two types: occupational immigration and family immigration. Occupational immigration is the choice of most ordinary families in China:
EB-1A Cross border Outstanding Talent Immigration
As the first priority category for professional immigration, "Alien of Extraordinary Ability" (EB-1A) is "one of the few top individuals with outstanding professional abilities in their field". The applicant has outstanding abilities in the fields of science, art, education, business, or sports, is widely recognized, has achieved high success, and enjoys national or international reputation and achievements. The applicant must prove to be one of the outstanding figures in the field. Former First Lady of the United States Melania Trump immigrated to the United States through the EB-1A Outstanding Talent Visa
EB-1A can be considered one of the fastest visa immigration categories to obtain a US green card, and it does not require support from US employers and is completely independent of them.
And the application fee is low, but remember to refuse excessive packaging, otherwise if it is found out, you will have to say goodbye to the United States forever!
EB-2 NIW National Interest Waiver Immigration
Belonging to the EB-2 category, it is a special case in the second priority category of professional immigration in the United States. The applicant can be a talent with a "higher degree" or "special skills", and it is an immigration pathway based on the criterion of "whether it is beneficial to the national interest in the relevant field of the United States".
NIW requires applicants to first meet either the "EB-2A Advanced Degree" or "EB-2B Outstanding Talent" criteria, and must also meet the following Dhanasar triple criteria:
1) The applicant's professional field must have substantial value and bring significant benefits nationwide in the United States.
2) The applicant is in a favorable position to promote the development of their field with contributions and achievements
3) The applicant must demonstrate that the promise of exemption from work and labor certification requirements is beneficial to the national interest of the United States