报告人：美国国家产业园招商总局亚洲区首席代表兼美国华尔街联合银行CEO：Charles博士
尊敬的重庆市市委书记、尊敬的重庆市人民政府市长：您们好！
为了践行中共中央总书记习近平同志关于：“一带一路”、“人类命运共同体”、“𠕇千条理由搞好中美关系”等最高指示精神！
Speaker: Dr. Charles, Chief Representative of China Merchants Group in Asia and CEO of United Wall Street Bank, National Industrial Park, USA
Dear Secretary of the Chongqing Municipal Party Committee and Mayor of the Chongqing Municipal People's Government: Hello everyone!
In order to implement the highest directives of Comrade Xi Jinping, General Secretary of the Communist Party of China Central Committee, on the Belt and Road Initiative, the Community of Shared Future for Mankind, and the Thousand Reasons to Improve Sino US Relations!
我仅代表美国国家产业园招商总局、美国华尔街联合银行：欢迎并邀请贵市党、政领导、企业负责人组团，来美国考察经济、贸易、金融、文化、制造等产业市场合作机会！
下面我仅针对重庆市资本市场、国际贸易、制造业与美国可以互补合作共赢的商机作一简要报告：
1、如何實現重庆市100強企業112万亿人民幣市值？
On behalf of the National Industrial Park Investment Promotion Bureau and the United Wall Street Bank of the United States, I welcome and invite the leaders of the Party and government, as well as business leaders, from your city to come to the United States to explore opportunities for market cooperation in industries such as economy, trade, finance, culture, and manufacturing!
Below, I will provide a brief report on the business opportunities where Chongqing's capital market, international trade, manufacturing industry, and the United States can complement and cooperate for mutual benefit
1. How to achieve a market value of RMB 112 trillion for the top 100 enterprises in Chongqing?
据中國百度搜索信息：2023年重庆市GDP為三万亿人民幣，重慶市前100強企业总资产六万亿，实现利润1269亿，納稅1001亿，如果按以上利潤在美國納斯達克交易所上市，市值正常在20-40倍，我们保守按30倍計算，－旦百強企業赴美上市，市值立馬可以倍增至1269亿的利润X30倍市盈率=3.807万亿元，按市價50%融资计算，即可融資1.9万亿億元人民幣，如果用3.8万亿市值股票，在国内外收购兼并等值利潤的企业，第二年可以实现3.8万億的30倍市值114.2万億人民幣，相當于中國2023年126万亿人民币。
数据依据如下：
According to a search on Baidu in China, the GDP of Chongqing in 2023 is expected to reach 3 trillion yuan. The top 100 companies in Chongqing have total assets of 6 trillion yuan, achieved profits of 126.9 billion yuan, and paid taxes of 100.1 billion yuan. If listed on the NASDAQ stock exchange in the United States based on the above profits, the market value would normally be 20-40 times. We conservatively calculate at 30 times the market value. If the top 100 companies go public in the United States, their market value can immediately double to 126.9 billion yuan with a profit X 30 times the P/E ratio of 3.807 trillion yuan. Calculated at 50% of the market price for financing, they can raise 190 trillion yuan. If they use stocks with a market value of 3.8 trillion yuan to acquire and merge companies with equivalent profits at home and abroad, they can achieve a market value of 114.2 trillion yuan with a market value of 3.8 trillion yuan in the second.
The data is based on the following:
2、如何寶現重庆市獲得美國34.5万億美金裝配式住房貿易定单？
美國現在8000万户人口租房或无住房，其中有近6000万难民住房需求，关键是难民吃住全是由美国各州政府负担，包吃包住300美元一天，一个月九千美元，一年10.8萬美元，纽约州還一次性給每个难民提供創業无偿补粘14万美元，
2. How can Baoxian Chongqing obtain a $34.5 trillion prefabricated housing trade order from the United States?
Currently, there are 80 million households in the United States who rent or have no housing, with nearly 60 million refugees in need of housing. The key is that the food and accommodation of refugees are all covered by the governments of various states in the United States, with a daily allowance of $300, a monthly allowance of $9000, and an annual allowance of $108000. New York State also provides a one-time entrepreneurship subsidy of $140000 to each refugee,
只要重庆市政府積極支持中国商勞部等九部委推動“中企岀海”發展戰略，立即組織全國大量庫存的中國預制房企业奔赴美国各州投資建預制房工𠂆或岀口大量積壓的預制房，投資美國房地產，幫助美國政府安置大量難民、退伍军人、邢滿释放人員，這些人群都是由美國各州政府支付费用，實際上是政府按置和採購項目，我們不仅可以解決這些人群住宅問題，更重要的是配套就业、培訓工作。也就是說賣我們的房子就可以獲得就业技能培訓和包工作的保证。
As long as the Chongqing Municipal Government actively supports the Chinese Ministry of Commerce and Labor and other nine ministries in promoting the "Chinese Enterprises Going Overseas" development strategy, it will immediately organize a large number of Chinese prefabricated housing enterprises with inventory to invest in building prefabricated housing in various states of the United States or export a large backlog of prefabricated housing, invest in US real estate, and help the US government resettle a large number of refugees, veterans, and Xing Man released personnel. These groups are all paid for by the US state governments, and are actually government resettlement and procurement projects. We can not only solve the housing problems of these groups, but more importantly, provide supporting employment and training work. That is to say, selling our house can guarantee employment skills training and job security.
為什麼美國住宅市場需要大量中國预制房呢？主要是中
國預制房售價仅是美國房屋造价的十分之一，經調研后：中國預制房平圴售價1400元人民币/平方米，也就是就200美元/10平方英尺（一平方米等于10平方英尺），而纽约州建房成本每平方英尺不少于200美元，也就是說中国價格200美元买了十平方英尺，即每平方英尺才20美元。而美國市場目前需要建172.6亿平方米住宅，才能满足8630戶無房者鋼需，按中國預制房售价仅是美國建築成本1/10，即在美國獲得淨利按每平方米2000美元計算，如果我們完成172.6亿平方米住宅即可以获利34.5万亿美元。
Why does the US housing market need a large number of Chinese prefabricated houses? Mainly in the middle
The selling price of prefabricated houses in China is only one tenth of the cost of houses in the United States. After research, the average selling price of prefabricated houses in China is 1400 yuan per square meter, which is only 200 US dollars per 10 square feet (one square meter is equal to 10 square feet), while the cost of building a house in New York State is no less than 200 US dollars per square foot. In other words, buying ten square feet for 200 US dollars in China is only 20 US dollars per square foot. At present, the US market needs to build 17.26 billion square meters of residential buildings to meet the steel needs of 8630 households without houses. Based on the fact that the selling price of prefabricated houses in China is only 1/10 of the construction cost in the US, the net profit obtained in the US is calculated at $2000 per square meter. If we complete 17.26 billion square meters of residential buildings, we can make a profit of $34.5 trillion.
3、如何快速变现重庆市库存4960万平方米房地产資产？市場價值4960平方米X12425元=6000亿人民幣。
3. How to quickly monetize the 49.6 million square meters of real estate assets in Chongqing? The market value of 4960 square meters X12425 yuan is 600 billion yuan.
重庆市库存房地产量4960万平方米的依據
Basis for the inventory of 49.6 million square meters of real estate in Chongqing
重慶市房地产平均每平方米售價12425元/1平方米依據
解決6000亿元房地存量资产的方法如下：
1）、内保外贷：即把6000亿元资产抵给银行，开岀等值的国际备用信用证，到欧美及东南亚一带一路国际贷款投资项目增值变现。我们可以提供欧美及东南亚各国的项目投资贷款。
2）、6000亿资产抵押重庆市內的商業銀行，开岀等價國際貿易信用證，採購歐美國家各種礦石、油氣、食品等中國鋼需商品，回國增值變現。
3）、6000亿资产抵押重庆市內的商業銀行，开岀等價國際貿易信用證，採購中國库存积压而歐美鋼需的產品賣出去增值變現。如中國庫存的預制房、电动汽車、各種集裝箱內種菜养殖设备、各種垃圾回收分類處理再生利用設備等。
4）、在4960亿平方米库存闲置的房地产中，发展温室農業种植养殖項目、修闲养老產業、死人房地產（把空地空房改造成墓地）等。擴大就業振興經濟！
4、借用國際信用证幫助重庆市中小企業發展國貿、項目投資貸款。
国际信用证的价值：
国际信用证能为我们的企业带来资金。
The average selling price of real estate in Chongqing is 12425 yuan per square meter
The method to solve the 600 billion yuan stock of real estate assets is as follows:
1) Domestic guarantee and external loan: that is, 600 billion yuan of assets will be mortgaged to the bank, and an equivalent international standby letter of credit will be issued to realize the value-added of international loan investment projects in Europe, America and Southeast Asia the Belt and Road. We can provide project investment loans for European, American, and Southeast Asian countries.
2) 600 billion yuan of assets are mortgaged to commercial banks in Chongqing, equivalent international trade letters of credit are opened, and various Chinese steel demand commodities such as ores, oil and gas, and food from European and American countries are purchased for appreciation and realization in China.
3) 600 billion yuan of assets were mortgaged to commercial banks in Chongqing, equivalent international trade letters of credit were opened, and products needed for European and American steel due to Chinese inventory backlog were sold for appreciation and realization. Such as prefabricated houses, electric vehicles, various container based vegetable farming equipment, and various garbage recycling, classification, treatment, and reuse equipment in China's inventory.
4) Among the 496 billion square meters of idle real estate, we will develop greenhouse agriculture planting and breeding projects, leisure and elderly care industries, and dead person real estate (transforming vacant land into cemeteries). Expand employment and revitalize the economy!
4. Borrowing international letters of credit to assist small and medium-sized enterprises in Chongqing in developing international trade and project investment loans.
The value of international letters of credit:
International letters of credit can bring funds to our enterprise.
国际信用证分两种：
第一种是贸易信用证：就是帮助进出口企业，买卖商品提供银行担保，这样就能夠帮助很多企业开展了国际贸易。
比如：北京某企业要买巴西糖厂的白糖，如果北京的企业跟巴西的企业签完合同以后，北京的公司把价值一亿的钱打过去时，会担心巴西的企业没有货或是不发货或发的货质量不达标，担心受骗上当。
作为巴西的公司，他的担心是货发给北京的公司，北京的公司没有把钱打过来。
所以国际贸易，因为地域相距遥远，又不在一个法律框架下，所以导致买卖双方都是有顾虑和担心的。
如果国际贸易的这些问题没有得到解决，就会受到影响成交。所以国际信用证，就是用于解决国际贸易买卖双方的这些顾虑和担心。
具体来说，第一种情况，北京的公司按照中国法律规定在银行里放保证金或存款，比如是工商业银行帮忙开了1个亿的信用证，开给巴西卖糖的糖厂，巴西的糖厂接收的银行收到了1个亿的信用证，他才敢发货，这样这个生意才能完成。
这种情况就算北京的公司有钱，在中国开证也一样会受到一些限制，就算有保证金也不一定能开出信用证，所以就诞生了国际之间的信用证业务。这时我们就可以帮他海外开信用证，整体我们收10%的费用，就可以把100%的证开过去了。如果北京这个公司，银行有授信，需要开证，我们也可以帮开。开完以后給银行做担保可以貸款。
第二种情况，北京的公司没有钱，因为你到工商银行开证是需要放保证金的，开证也需要费用。那该怎么办呢？这时我们可以来帮助他垫资开信用证。如果需要我们垫资开信用证，就需要我们双方来谈，一般是企业方3，垫资方7比例利润分成，上下游单独签协议。这是国际垫资租信用证业务。
第三种叫买断信用证。也是备用信用证。主要用于融资。
比如：北京某企业，账上有50亿存款，我们就可以帮他开50亿或60亿的信用证，他可以支付我们60-70%的费用，然后他把证存在银行，等到一年后我们开证公司和银行100%还款平仓。这样买证企业就等于白赚了20-30%差价。假如他是100亿的话，他只需付60-70亿买，等于他白赚了30-40亿。这就叫买断信用证。
情况二，如果企业没有钱，他可以利用银行授信，我们帮他开证，证开好之后，他可以贷款，我们拿走70%，他自己得到30%，－年到期我们开证行还款平仓，这也是买断信仰证。
这是合法的，实际这是国际银行之间的票据融资。跟国内的承兑汇票贴现差不多。
比如开个农行的承兑汇票，到建行抵押贷款或贴现90%，等到一年后建行拿证去农行无条件平仓。建银行就白赚了这个10%贴现费。
信用证，可以帮助国际企业的融资、贸易达到四两拨千斤的作用。
我们主要做的是海外信用证。
中国企业为什么要到海外开证呢？
在中国的银行去开证是一定要放比较高的保证金或资产抵押。每个银行的要求不同。关键是对你开证的用途审查的很严。
相对美国华尔街、欧洲的银行要求就没有那么复杂、审查没有那么严格。
国外的企业也没有中国的多，中国的银行是不缺客户的，所以比较挑客户。所以到国外开信用证就简单多了。
綜上所述：只要重慶市政府50%，採納我們以上中美合作共贏建議，我们可以保守的说，2025年底實現重庆市GDP由目前3万亿增加到100万亿人民幣不是困難的事情！
There are two types of international letters of credit:
The first type is trade letter of credit: it helps import and export enterprises to provide bank guarantees for buying and selling goods, which can help many enterprises carry out international trade.
For example, if a company in Beijing wants to buy white sugar from a Brazilian sugar factory, and after signing a contract with a Brazilian company, the Beijing company transfers 100 million yuan, they may worry that the Brazilian company does not have the goods or will not ship them, or that the quality of the goods they send is not up to standard, and they may be deceived.
As a Brazilian company, his concern is that the goods will be sent to the company in Beijing, and the company in Beijing will not transfer the money.
So international trade, due to the distance between regions and the absence of a legal framework, leads to concerns and worries for both buyers and sellers.
If these issues in international trade are not resolved, they will affect transactions. So international letters of credit are used to address the concerns and worries of both buyers and sellers in international trade.
Specifically, in the first scenario, companies in Beijing are required by Chinese law to place deposits or deposits in banks. For example, if an industrial and commercial bank helps open a 100 million yuan letter of credit for a sugar factory in Brazil, and the bank receiving the 100 million yuan letter of credit from the sugar factory in Brazil dares to ship the goods in order to complete the business.
In this situation, even if companies in Beijing have money, there will still be some restrictions on opening letters of credit in China. Even if there is a deposit, it may not be possible to open a letter of credit, so the international letter of credit business has emerged. At this point, we can help him open a letter of credit overseas, and we will charge a 10% fee overall, so we can open 100% of the letter of credit. If this company in Beijing has a bank credit line and needs to open a letter of credit, we can also help to do so. After opening, you can provide a guarantee to the bank for a loan.
The second scenario is that the company in Beijing does not have the money because you need to deposit a deposit and incur fees when opening a letter of credit at Industrial and Commercial Bank of China. What should we do then? At this point, we can help him advance funds to open a letter of credit. If we need to advance funds to open a letter of credit, we need to negotiate between the two parties. Generally, the enterprise party 3 and the advance party 7 share the profits proportionally, and the upstream and downstream parties sign separate agreements. This is international advance lease letter of credit business.
The third type is called a buyout letter of credit. It is also a standby letter of credit. Mainly used for financing.
For example, if a company in Beijing has a deposit of 5 billion yuan, we can help them open a letter of credit for 5 billion or 6 billion yuan. They can pay us 60-70% of the fees, and then deposit the letter of credit in the bank. After one year, our issuing company and the bank will repay 100% and close the position. Buying certificates in this way is equivalent to earning 20-30% of the price difference for nothing. If he is 10 billion, he only needs to pay 6-7 billion to buy it, which means he has earned 3-4 billion for nothing. This is called a buyout letter of credit.
Scenario 2: If a company does not have money, they can use bank credit and we can help them open a letter of credit. After the letter of credit is issued, they can take out a loan and we take 70% of it, while they receive 30% themselves. When the loan expires in - years, the issuing bank will repay and close the position, which is also a buyout of the letter of credit.
This is legal, in fact, it is bill financing between international banks. Similar to discounting domestic acceptance bills.
For example, opening an acceptance bill from Agricultural Bank of China, mortgaging or discounting 90% to Construction Bank, and then obtaining a certificate from Construction Bank to unconditionally close the position at Agricultural Bank of China after one year. Bank of China earned this 10% discount fee for nothing.
A letter of credit can help international enterprises achieve a significant impact in financing and trade.
Our main business is overseas letters of credit.
Why do Chinese companies need to issue letters of credit overseas?
To open a letter of credit in a Chinese bank, it is necessary to place a relatively high margin or asset collateral. Each bank has different requirements. The key is to scrutinize the purpose of your letter of credit very strictly.
Compared to Wall Street in the United States and banks in Europe, the requirements are not as complex and the scrutiny is not as strict.
There are not as many foreign companies as in China, and Chinese banks do not lack customers, so they are more selective about customers. So opening a letter of credit abroad is much simpler.
In summary, as long as 50% of the Chongqing Municipal Government adopts our suggestions for win-win cooperation between China and the United States, we can conservatively say that it will not be difficult to increase Chongqing's GDP from the current 3 trillion yuan to 100 trillion yuan by the end of 2025!